You certify that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You declare that the above information is a complete listing of what you owe. You authorize Credit Union of Dodge City to obtain one or more credit reports, check references, and to verify your employment history in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that Credit Union of Dodge City will rely on the information in this application and your credit report to make its decision. If you request, the we will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on a loan application to a Credit Union insured by NCUA.
If you are applying for a credit card, you understand that the use of your card will constitute acknowledgement of receipt and agreement to the terms of the credit card agreement and disclosures. You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure your credit card account. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in your shares and deposits.
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