Loan Rates

Rates As Of September 1, 2023

New and Used Autos and Motor Homes
Term   APR* Minimum Loan Amount
84 Months as low as 8.00% $20,000
72 Months as low as 7.50% $15,000
60 Months as low as 7.25% $10,000
48 Months as low as 7.25% $5,000
36 Months as low as 7.25% >$5,000
       
New and Used Water Craft, Travel Trailers, Motorcycles and ATVs
Term   APR* Minimum Loan Amount
72 Months as low as 9.50% $15,000
60 Months as low as 9.00% $10,000
48 Months as low as 9.00% $5,000
36 Months as low as 9.00% >$5,000
       
Unsecured Signature Note and Line of Credit
Term up to   APR*
36 Months as low as 13.00%
     
     
Miscellaneous Rates
Type APR*
VISA Credit Card Rate Variable Based on Credit Score
Share Secured 4.00%
Certificate Secured Current dividend rate plus 2.00%
*APR = Annual Percentage Rate. LTV = Loan to Value.
Adjustable HELOC rates adjust annually based on the Prime Rate as published in the Wall Street Journal prior to the beginning of each year.
For any Credit Union of Dodge City loan, you must have a membership with Credit Union of Dodge City and maintain a minimum savings account balance of $5.00. Membership available to those who live or work within the following Kansas counties:
Barber, Barton, Clark, Comanche, Edwards, Ellis, Ellsworth, Finney, Ford, Gove, Graham, Grant, Gray, Greeley, Hamilton, Harper, Haskell, Hodgeman, Kearney, Kiowa, Lane, Logan, Meade, Morton, Ness, Osborne, Pawnee, Pratt, Reno, Rice, Rooks, Rush, Russell, Scott, Seward, Sheridan, Stafford, Stanton, Stevens, Thomas, Trego, Wallace, Wichita.
All applicants must meet qualifying criteria regardless of credit score.
Credit Union of Dodge City can quote exact rates after a completed loan application is submitted.
**Rates subject to change at anytime without prior notice. While we make every effort to keep our loan rates updated on our website, we cannot guarantee these rates. Please contact any Credit Union of Dodge City location to obtain current loan rates.