Fees CU Dodge City

COMMON ACCOUNT FEATURES AND FEE SCHEDULE

Fee Changes As Of August 1, 2011
As of February 1, 2009 if your account is below the share value of $5 a fee of $1 per month will be charged until the board has approved the expulsion of the account.  At that time the account will be closed.


Bylaw requirements - You must complete payment of one share in your Regular Share account as a condition of admission to membership. If the balance in your Regular Share Savings account falls below $5.00, you may be terminated from membership immediately.

Transaction limitation – We reserve the right to at any time require not less than seven days notice in writing before withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

Nature of dividends – Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

National Credit Union Share Insurance Fund – Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Type Our Fee
Personal Checking Services
Draft Printing (depends on style ordered)
Account Balancing Assistance $15.00 per hour
Overdraft – each overdraft paid $25.00
Nonsufficient Funds (NSF) – each $25.00
Automatic transfer of funds from an account to prevent an overdraft $3.00 per transfer
Stop Payments – draft or check $15.00 upon origination
Stop Payments – ACH payment $15.00 upon origination
(Fee will be applied against the account the funds are being transferred to)
Prepaid VISA Card
Reloadable Card $10.00
Reload $2.00
non-Reloadable $6.00
Wire Transfers/Auto Payments
Wire Transfer – outgoing $15.00
Western Union – outgoing $25.00
Foreign Wire Transfer – outgoing $25.00
Foreign Western Union– outgoing $45.00
International Wire – outgoing – US dollars $45.00
Wire Transfer - Incoming $5.00
Wire Return $5.00
International Wire Return - Western Union $35.00
International Wire Return - Foreign Western Union $45.00
Check by Phone $5.00 each
Cash Advance $2.00 each
Fax Transmissions
FAX Outgoing - In the continental U.S. $1.00 per page
FAX Outgoing - Outside the continental U.S. $6.00 per page
FAX Incoming $2.00 per page
Safe Deposit Boxes
Safe Deposit Boxes - 5” x 5” $20.00 per year
Safe Deposit Boxes - 3” x 10” $25.00 per year
Safe Deposit Boxes - 5” x 10” $35.00 per year
Safe Deposit Boxes - 10” x 10” $65.00 per year
Note: For all Safe Deposit Boxes there are no partial refunds.
Lost Key Replacement $20.00
Lock Drilling Fee $200.00
Ten day late charge on safe deposit boxes 10% of annual fee
ATM/Debit Card
ATM Debit/Cash Replacement Card $7.00
ATM Debit/Cash PIN Replacement $3.00
Card Rush Order $50.00
Miscellaneous
Money Order $2.00 each
Senior Money Order $1.00 each
Traveler’s Cheques (Single Signature) $1.25 per $100
Traveler’s Cheques (Double Signature) $1.75 per $100
Senior Traveler’s Cheques (Double Signature) $0.75 per $100
Deposited Checks (and other items) returned unpaid $10.00 per item
Account closed within 90 days of opening $25.00
Below Share Value Fee $1.00 monthly
Account Research $15.00 per hour
Teller Transfer or cash Withdrawal in excess of 3 per month $1.00 each excess transfer
Managed Journal Payments $3.00 each month
Garnishments $10.00
Notary (non-member) $10.00
Foreign Cash Letter Item $25.00
Photocopy $0.20 per page
Collection Item $25.00 per item
Inactive Account Fee*/Dormant Account Fee** $12.00 annually
Accommodation Endorsement Check Cashing Fee $10.00 per check
Check Cashing Fee - waived if you have an active checking account or current loan $1.00 per $100 unmatched funds in your account
Coin Rolling for Members 10% of Total
Account Activity Printout $1.00 per page
Postal Charge on Address Change $1.25
Teller Check Charge $3.00 per check
Unclaimed Teller Check Fee $12.00 per year
 
*An account is concidered inactive if for one year no withdrawals or deposits, other than credited dividends, have been made to the account ** An account is considered dormant if for one year no withdrawals or deposits, other than credited dividends, have been made to the account, we have received no communication from you about any of your accounts, and your account statements have been returned for an incorrect address twice.

Please refer to our separate rates pages for rates and annual percentage yields on the disclosed accounts.