Fees CU Dodge City

COMMON ACCOUNT FEATURES AND FEE SCHEDULE

Fee Changes As Of February 1, 2009
As of February 1, 2009 if your account is below the share value of $5 a fee of $1 per month will be charged until the board has approved the expulsion of the account.  At that time the account will be closed.


Bylaw requirements - You must complete payment of one share in your Regular Share account as a condition of admission to membership. If the balance in your Regular Share Savings account falls below $5.00, you may be terminated from membership immediately.

Transaction limitation – We reserve the right to at any time require not less than seven days notice in writing before withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

Nature of dividends – Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

National Credit Union Share Insurance Fund – Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Type Our Fee
ATM Debit/Cash Replacement Card $5.00
ATM Debit/Cash PIN Replacement $2.00
Automatic transfer of funds from an account to prevent an overdraft $3.00 per transfer
(Fee will be applied against the account the funds are being transferred to)
Draft Printing $0.75 each
Draft Printing (depends on style ordered) $0.75 each
Money Order $1.25 each
Senior Money Order $0.75 each
Traveler’s Cheques (Single Signature) $1.25 per $100
Traveler’s Cheques (Double Signature) $1.75 per $100
Senior Traveler’s Cheques (Double Signature) $0.75 per $100
Check by Phone $5.00 each
Deposited Checks (and other items) returned unpaid $5.00 per item
Dormant Account Fee* $12.00 per year
Account closed within 90 days of opening $25.00
Inactive Account Fee $12.00 annually
Inactive Account Fee - No deposits or activity within 12-month period $12.00 annually
(A locator fee will be charged to members who have a combined total of deposits in all accounts of $200.00 or more.)  
Locator Fee $10.00
Below Share Value Fee $1.00 monthly
Overdraft – each overdraft paid $25.00
Nonsufficient Funds (NSF) – each $25.00
NSF – ATM withdrawals $25.00
Account Research $15.00 per hour
Account Balancing Assistance $15.00 per hour
Managed Journal Payments $1.00 each month
Telephone/Journal transfer between accounts in excess of 3 per month $1.00 each excess transfer
Garnishments $15.00
Stop Payments – draft or check $10.00 upon origination
Stop Payments – ACH payment $10.00 upon origination
Wire Transfer – outgoing $10.00
Foreign Wire Transfer – outgoing $25.00
International Wire – outgoing – US dollars $45.00
Foreign Cash Letter Item $25.00
International Wire Return - Western Union $35.00
International Wire Return - Foreign Western Union $45.00
Photocopy $0.10 per page
Copy of Draft $3.00 per item
Collection Item $25.00 per item
Draft Look Up $1.00 per item
FAX Outgoing - In the continental U.S. $1.00 per page
FAX Outgoing - Outside the continental U.S. $6.00 per page
FAX Incoming $2.00 per page
Accommodation Endorsement Check Cashing Fee $10.00 per check
Check Cashing Fee - waived if you have an active checking account or current loan $1.00 per $100 unmatched funds in your account
Coin Rolling for Members $0.10 per roll
Account Activity Printout $1.00 per page
Postal Charge on Address Change $1.00
Teller Check Charge $2.00 per check
Unclaimed Teller Check Fee $12.00 per year
Teller Assisted Phone Transfer $2.00
Safe Deposit Boxes - 5” x 5” $15.00 per year
Safe Deposit Boxes - 3” x 10” $20.00 per year
Safe Deposit Boxes - 5” x 10” $30.00 per year
Safe Deposit Boxes - 10” x 10” $60.00 per year
Note: For all Safe Deposit Boxes there are no partial refunds.
Lost Key Replacement $20.00
Lock Drilling Fee $200.00
Ten day late charge on safe deposit boxes 10% of annual fee
 
* An account is considered dormant if for one year no withdrawals or deposits, other than credited dividends, have been made to the account, we have received no communication from you about any of your accounts, and your account statements have been returned for an incorrect address twice.

Please refer to our separate rates pages for rates and annual percentage yields on the disclosed accounts.